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Blog posts by tag

How Much of Your Income Should You Spend on a Vehicle?

By Voices of CW July 9, 2026 Financial wellness

Buying a vehicle can be a big financial decision. While it's tempting to focus on the monthly payment, the real question is: How much car can you comfortably afford?A good rule of thumb is to keep your total vehicle expenses, including your loan payment, insurance, gas, and maintenance, between 15% and 20% of your take-home pay.Follow the 20/4/10 …

Budget-Friendly Home Improvements That Can Make a Big Impact

By Voices of CW June 8, 2026 Home equity

Refreshing your home doesn’t have to mean taking on a major renovation project. Small, affordable updates can improve your home’s appearance, comfort, and functionality while helping you stay within budget.Whether you want to boost curb appeal, update outdated spaces, or make your home feel more organized, these simple home improvement ideas can …