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Motorcycle Loans

Your Next Adventure Is Right Around The Corner.

CommonWealth Central Credit Union offers members competitive motorcycle loans that make your dreams for adventure a reality.  Whether you are looking to buy a motorcycle, moped, scooter take advantage of the credit union difference by accessing superior loan features that include:

  • Flexible loan terms up to 84 months
  • Competitive rates
  • Financing for dealer purchases, refinances, private parties, and leases
  • Quick and easy loan application

Apply

motorcycle in field at sunset

Motorcycle Loan Rates

Effective: November 1, 2026

New and Used Motorcycles

Loan Term

Annual Percentage Rate (APR)1

Monthly Payment Per $1,000

Borrowed Maximum Term

New Motorcycle Model years 2025-2026 with less than 500 miles

24 - 36 months

5.99% - 12.74%

$30.42 - $33.57

37 - 48 months

6.49% - 13.24%

$23.71 - $26.95

49 - 60 months

6.49% - 13.24%

$19.56 - $22.88

61 - 72 months

7.49% - 14.24%

$17.29 - $20.73

73 - 84 months

7.99% - 14.74%

$15.58 - $19.15

Used Motorcycle Model years 2018-2026 with more than 500 miles

24 - 36 months

6.24% - 15.74%

$30.53 - $35.03

37 - 48 months

6.74% - 16.24%

$23.83 - $28.46

49 - 60 months

6.74% - 16.24%

$19.68 - $24.45

61 - 72 months

7.74% - 17.24%

$17.41 - $22.38

 

Protect Your Vehicle 

Guaranteed Asset Protection (GAP)

GAP Advantage helps cover the difference between your auto loan balance and insurance payout if your vehicle is totaled. Plus, get a $1,000 credit toward financing a replacement vehicle with us.

Wealth Protection

Wealth Protection helps cancel or waive loan payments if you face loss of life, disability, or involuntary unemployment. Protect your finances and ease your family’s worries during unexpected life events.

Mechanical Breakdown Insurance (MBI)

Avoid costly repairs with MMI, covering mechanical issues, roadside assistance, rental reimbursement, and more. Accepted at most licensed repair facilities and fully transferable to increase resale value.

Explore Other Vehicle Loans

row of jet skis in water

Boats & Personal Watercraft

Borrow up to $100,000 for vessels made within the last 10 model years.

man in white card with thumbs up

New and Used Auto

Competitive rates. No payments for 90 days.* And, flexible car-buying terms that fit your lifestyle and budget.

RV driving on road

Recreational Vehicles, Trailers, & Fifth Wheels

Borrow up to $150,000 for a vehicle or trailer made within the last 10 model years.

Contact Us Today

Contact Information
What is the best way to contact you?

For your security, please avoid including sensitive information (like your member number) in this form. For account-specific questions, log in to Online Banking to send a secure message or call us at (800) 564-1588.

*GAP Advantage is considered insurance coverage in some states.

Your purchase of GAP Advantage is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the credit union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.

Skipped or missed payments, late charges, refundable service warranty contracts, other insurance-related products, and interest charged after the date of loss will be deducted from the GAP settlement.

GAP Advantage provided by SWBC. © 2014. All rights reserved. Administered by Southwest Business Corporation (SWBC) License #2870.

**Your purchase of Wealth Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Wealth Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

© CUNA Mutual Group 2014, All Rights Reserved.

***Coverages vary and may not be available depending on the provider.

The purchase of MBI is voluntary and cannot be required as a condition of loan approval.