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About Us

Rooted in Community. Committed to Your Financial Well-Being.

At CommonWealth Central Credit Union, financial well-being isn’t just about numbers—it’s about people, dreams, and the communities we call home. For over 65 years, we’ve proudly served members across Santa Clara, San Benito, and Monterey Counties—including Morgan Hill, Gilroy, San Jose, Hollister, and beyond—helping them achieve their financial goals with personalized solutions and compassionate guidance.

A Legacy of Making a Difference 

Our story began in a small Santa Clara County garage in 1958, with a simple but powerful idea: people helping people. That philosophy still drives us today. As a not-for-profit, member-owned financial cooperative, we put our members first—always. And because we believe in the power of community, we’re proud to give back through financial education, local partnerships, and initiatives that make a real impact.

frank and grace

We provide compassionate guidance  

to help our members enhance their financial well-being.

Your Goals. Our Guidance.
At CommonWealth, we’re more than just a place to bank—we’re your partner on your financial journey. Whether you're buying your first home, paying off debt, or building a stronger financial foundation, we're here to help with smart solutions and expert guidance that fit your life.

Personalized Support, Real Solutions
Managing your finances is easier with the right support. Our Certified Financial Counselors provide one-on-one guidance to help you budget, manage debt, and build a strong financial future—so you can move forward with confidence and focus on what matters most.

Annual Report

See How We Made an Impact

Our 2025 Annual Report is here—highlighting our accomplishments, community impact, and commitment to your financial well-being. 

Financial Wellness Resources

Your Path to Financial Confidence

At CommonWealth, we offer seminars, Certified Financial Counselors, insightful blogs, and self-paced tools to help you budget, save, and plan with confidence. 

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Membership Has Its Perks

At CommonWealth, we provide free coaching, exclusive discounts, cash-back rewards, and savings on travel and entertainment—so you can bank with confidence and live well.

What Our Members Are Saying

  • I've been a member of CommonWealth for over 45 years. Never once have I stopped relying on their services. CommonWealth has always been there for me and my family. I sleep better knowing CommonWealth is a safe place for my financial well-being.

    Larry

    Member Since 1977

  • Wendell went above and beyond to address all my questions about loans and refinancing, offering thoughtful guidance every step of the way. He even introduced me to opportunities I hadn't considered, like opening a new credit card, all while ensuring it aligned perfectly with my financial goals.

    Reginald N.

    Member Since 2023

  • ...after the '08 crash, no one else would deal with me. You guys helped me build back from scratch. Now I don't deal with anyone else, I use CCCU for all my needs.

    Anthony

    Member Since 1999

Awards & Recognition

We’re proud to be recognized by the communities we serve. These awards reflect the trust our members and local communities place in us every day. 

Best of Gilroy

2026 Gold Award

Voted Best Local Credit Union by Our Community (The Gilroy Dispatch)

Best of Morgan Hill 2026

2026 Gold Award

Voted Best Place to Bank by Our Community — 10 Years in a Row (The Morgan Hill Times)

Best of Silicon Valley

2025 Gold Award

Proudly Voted Best Place to Bank by the Community (Metro Silicon Valley)

Best of Los Gatos

2025 Bronze Award

Best Place to Bank — Voted by the Community (Los Gatan)

Credit Union Leadership

Executive Team

Viktoria Earle - President/Chief Executive Officer

Lisa Brown - EVP, Chief Strategy & Impact Officer

Jennifer D'Amico - Chief Marketing Officer

Janelle Huynh - Chief Financial Officer

Val Ovrootsky - Chief Information Officer

Vince Salinas - Chief Lending Officer

Board of Directors

Larry Chambers - Chairperson

Albert Balagso - Vice Chairperson

Lily Lim-Tsao - Secretary

James Crawford - Treasurer

Anna Le - Director

Armando Garcia - Director

Barry Schimmel - Director

 

Supervisory Committee

David Hook - Chairperson

Hemanta Swain - Vice Chairperson

Neil Rufino - Secretary