Financial Wellness Services

  • Kids/Youth Center

    EVERFI Family Portal

    CommonWealth has partnered with EVERFI to provide financial education as part of our community engagement efforts. Today, we are delighted to be able to offer EVERFI’s full suite of K-12 courses to your families! Based on your child’s school, there are 100+ Interactive, self-paced, game-based, digital lessons to equip your child with skills for life such as character development, mental wellness, understanding Money
    Digital Wellness and Safety, and MUCH MORE!

    Signing up is easy! Here are the steps you need to take:

    1. Visit the EVERFI Family Portal
    2. Scroll down and click “Find Your School and Register”
    3. Enter your state and your child’s school name
    4. Register as a “Student/Learner”
    5. Receive the full catalog of age-appropriate courses for your child

    Whether your child is in Elementary School, Middle School, or High School, click here to bring learning to life at home!


    Common Cents
    Welcome to CommonWealth’s CommonCents – Where learning about money is fun! Penny the Clever Fox is ready to share these simple financial tools and games to help you learn about managing your money. Let’s get started!


    Click here to visit the CommonCents website.


    • Scholastic - The leading educational company has set up a “Learn From Home” website with free daily courses for kids ages K-12
    • Neoufitness - Help your kids stay fit through the pandemic with this super-fun fitness app for kids ages 4-12. The app offers a selection of 10-20 minute exercise classes and is free for the first 30 days.
    • SmartMusic - The popular music practice app is offering free service through June 30 for all schools impacted by COVID-19. The app includes practice tools like a tuner, metronome, and fingerings, along with an extensive music library and immediate assessment of pitch and rhythm.
    • World of Cents - The NCUA’s free money app is the perfect way to teach your kids about personal finances. They’ll learn all about earning, spending, saving and more through the app’s fun games designed for kids ages 5-10.

    Click here for a full list of educational apps.


    Here are some fun activities that will keep your little ones entertained:

    • Marshmallow Tinker-Toys - For a fun twist on the classic building toy, take pretzel sticks and mini-marshmallows and let your child build a world of sweetness. Have them create pretzel-marshmallow people, houses, and entire towns. When they’re done, they can eat their sweet creations!
    • Scrapbook - Spend some quality time reliving precious memories by digging out the scrapbooking supplies and old photos for creating a timeless masterpiece.
    • Teach a Household Skill - Instead of feeling the stress from endless housework, enlist your child’s help! Even very small children can help sort laundry, load the washing machine and press the buttons to turn it on. Have the older ones help bake, letting them put their math skills to use by adding fractions in recipes.
    • Simon Says, “Draw!” - Set up a table with paper, crayons, markers, stamps and any other fun coloring supplies you have. Seat your kids around the table and begin an intense game of Simon Says, only instead of movements, instruct your kids to draw something. You can have them draw basic shapes in specific colors or something more complex if they’re a little older. If anyone messes up, they’re out!

    Click here for more ideas.

  • WealthMatters

    Wealth Matters
    Welcome to CommonWealth’s WealthMatters – Where your financial well-being matters to us. Here you will find a fun interactive learning experience that provides financial tools and tips to boost your knowledge, and help put you on the path to financial success!

    Click here to start your financial journey today on WealthMatters!



    Join the BalanceTrack "Stay on Track" Sweepstakes! BalanceTrack is an online resource that helps you boost your financial IQ through education modules. At the end of each module, you will test their knowledge by taking a quiz. Plus, from August 1st through October 31st when you complete a special module of the month, you'll be entered into a monthly drawing to win a $100 Amazon gift card. Plus, you receive three bonus entries towards the $500 grand prize.

    To enter the “Stay on Track” sweepstakes is easy:

    • Register for the BalanceTrack Modules.
    • Then complete at least one BalanceTrack module with a passing grade between August and October (multiple entries across different modules are encouraged). 
      • August Module – Ten Steps to Financial Success
      • September Module – Credit Matters
      • October Module – Rebuilding After a Financial Crisis
    • If you complete the special Module of The Month, you’ll be entered into a monthly drawing to win a $100 Amazon gift card. Plus, you receive three bonus entries towards the $500 grand prize.


    These days managing your money to meet life's many demands may seem difficult and confusing. But through a partnership with BALANCE, you--as a CommonWealth member--may seek information and advice on money management, saving and spending plans, housing, credit reports, and debt repayment options.

    This is a free online resource that also features educational modules on the core aspects of personal financial management, such as Checking Account Management, 10 Steps to Financial Success, Smart Tax Planning, and more! By completing these courses, you can move toward financial success while demonstrating your commitment to sound money management.

    To schedule an appointment with a Financial Advisor:

    • Call (415) 780-7769
    • Or email

    Click here to visit the BALANCE website and sign up for your BALANCE account.

    September — Psychology Of Spending
    Getting We all have a "money personality" and it has a major impact on our attitudes, relationship with money, and spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances. 

      Date Time
    Session 1 Tuesday, September 12th

    10:30am - 11:30am

    Session 2

    Thursday, September 21st

    5:30pm - 6:30pm

    Click here to sign up for either session.

    October — Federal Vs Private Student Loans
    This workshop explains key differences between federal and private student loans, and compares eligibility, interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their needs. 

      Date Time
    Session 1 Tuesday, October 10th

    10:30am - 11:30am

    Session 2

    Thursday, October 19th

    5:30pm - 6:30pm

    Click here to sign up for either session.

    November — Breezing Through The Holidays
    It may be called "the most wonderful time of the year" but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt taps in the future.

      Date Time
    Session 1 Tuesday, September 7th

    10:30am - 11:30am

    Session 2

    Thursday, September 16th

    5:30pm - 6:30pm

    Click here to sign up for either session.


  • Retirement Planning

    CommonWealth offers a host of tools and resources to help you plan for retirement no matter what stage of life you’re in. Our retirement tools can help you achieve financial security in retirement.

    • IRA Service Center. Manage your CommonWealth IRA accounts or open up a new IRA today.
    • Retirement Center. Get even more retirement information and support, tailored for people at each of life's major milestones.