Investment Services
As a member of CommonWealth, you have access to a range of investment and insurance services designed to support your financial goals. We offer personalized guidance, complimentary financial consultations, competitive brokerage options, and convenient online trading tools—all part of the value of being a CommonWealth member.
Ready to take charge of your financial future?
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Investment Products and Services
- Full-Service Brokerage Accounts available through your local, experienced investment representative here at CommonWealth
- Self-Directed Online Trading Accounts
- Stocks, Bonds, and Mutual Funds
- Complimentary Financial Planning and Portfolio Review
- Investment Related IRAs
- Annuities and Tax-Advantaged Investments
- 529 College Savings Plan
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Retirement Planning
Not only do our Investment Representatives, offer complimentary Retirement Planning services, they are also prepared to help you determine your best course of action regarding retirement plan rollovers. Have you recently changed jobs? Have you left a job years ago but still have one or more retirement plans at former employers? One of the many important decisions you make during this time is what to do with your 401(k) or other types of retirement plans or pensions from your former employer. We can help answer the following critical question: Should you "roll over" your retirement plan to an IRA**?
We can help you discover all of your retirement plan options. The decisions you make concerning your 401(k) plan from your former employer can have a tremendous positive or negative impact on your retirement.
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Insurance Services
- Term Life Insurance
- Variable Life Insurance
- Long-Term Care Insurance
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Online Services
Clear1. If you have a Full-Service Brokerage Account, you can view your accounts online using this feature.
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Our Experienced Partners
Jonathan A. Stoft
Investment Representative
CA Insurance #0G06102
Direct Phone: (408) 531-3379
jstoft@wealthcu.orgWith 10 years of experience in investment services, Jonathan Stoft helps members plan for their financial future and purchase insurance & investments.
Jonathan's process is to ask questions and then listen carefully to his members/clients to discover their needs and goals well before he makes suggestions. Jonathan can meet with you in any of our five branches. Jonathan has worked for Charles Schwab, the Consumer Credit Counseling Service of San Francisco, Colonial Life, Woodbury Financial, and Ameriprise Financial.
Brian Y. Horiuchi
Executive Investment Representative
License #0735110
Direct Phone: (408) 531-3393
bhoriuchi@wealthcu.orgFor over 20 years, Brian Horiuchi has helped people meet their financial goals.
Brian brings a wealth of knowledge and experience to our credit union members. His philosophy and approach to financial consulting is first to understand a member's needs and unique situation, then to educate the member on the various options that they have available to meet those needs now and in the future. By partnering with the member, Brian is better positioned to assist in developing and implementing a financial plan that provides a broadly diversified, well-balanced portfolio, and long-term life stage solutions.
In the past, Brian had experience as a speaker at educational seminars for members and the local community through various CommonWealth-sponsored events.
Check the background of these investment professionals on FINRA's BrokerCheck
Jonathan is registered in AZ, CA, FL, GA, MN, NC, NV, NY, OH, OR, SD, TX, WA
Brian is registered in AZ, CA, CO, MD, MI, MO, NC, NY, OR, UT, WA, WI
Check the background of these investment professionals on FINRA's BrokerCheck
Investment advisory services offered through PFG Advisors, LLC, a SEC registered investment adviser. Securities offered through United Planners Financial Services, member FINRA/SIPC. Insurance products offered through approved carriers. CommonWealth Central Credit Union, PFG Advisors, LLC, and United Planners Financial Services are separately owned entities and are not affiliated companies.
Not FDIC/NCUA insured | No Financial Institution Guarantee | May Lose Value
Investment products and services are offered through PFG Advisors, LLC and United Planners Financial Services, located at CommonWealth Central Credit Union—5890 Silver Creek Valley Road, San Jose, CA 95138.
***Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but no limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
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