The Most Useful Features in Mobile Banking Apps

Mobile banking has transformed the way we manage our money, giving us the freedom to bank anytime, anywhere. With just a few taps, you can handle most everyday banking tasks in seconds. Here are six mobile banking features that can help simplify your financial life.

1. Move Money Instantly
Need to transfer money between your accounts? Mobile banking makes it quick and easy. Whether you're moving funds to cover a bill or setting aside money for savings, transfers happen in just a few taps.

Pro Tip: Have you tried Send Money in CommonWealth’s Online and Mobile Banking yet? Send Money lets you send money to friends and family using just their email or mobile number, 24 hours a day, seven days a week.

2. Pay Bills with Ease
Set up one-time or recurring payments for rent, utilities, loans, and more, all from your phone. No checks to write, stamps to buy, or envelopes to mail. Scheduling automatic payments can also help you avoid late fees and stay on track.

Pro Tip: New to bill pay? Watch our tutorial video to see how easy it is to get started!

3. Deposit Checks from Anywhere
Still receive paper checks? Simply endorse the check, snap a photo of the front and back, and submit it through your mobile banking app. The process takes just a couple of minutes and eliminates the need to visit a branch or ATM.

Pro Tip: It’s as easy as: 1. Snap. 2. Submit. 3. Deposit. Get step-by-step instructions in our Mobile Deposit video.

4. Stay on Top of Your Accounts
Check balances, review recent transactions, and set up alerts for low balances, large purchases, deposits, and other account activity. Real-time notifications help you stay informed and quickly spot anything unusual.

Pro Tip: CommonWealth offers Card Management features that let you temporarily block or disable your debit or credit card, set transaction limits, receive purchase alerts, set travel notifications, and more. It's a simple way to put added security and control at your fingertips.

5. Take Control of Your Finances
Mobile banking’s personal financial management tools help you budget and track spending. These tools can save time and eliminate the need for separate budgeting apps or complicated spreadsheets.

Pro Tip: You can link accounts from other financial institutions to view your complete financial picture in one place, automatically categorize transactions, monitor your budget, create savings goals, and plan debt payoff.

6. Get Help When You Need It
Have a question about a transaction or need technical support? Mobile banking gives you convenient access to customer service through secure messaging, live chat, or direct phone support. Get answers quickly without making a special trip to the branch.

Mobile banking puts powerful financial tools in the palm of your hand, making it easier to manage your money wherever life takes you. By taking advantage of these convenient features, you can spend less time banking and more time focusing on what matters most.

Ready to make the most of your mobile banking experience? Explore our digital tools and features today.