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Become a Member of CommonWealth Central Credit Union

When you become a member of CommonWealth, you are also an owner! Unlike a bank, CommonWealth is a not-for-profit, member-owned cooperative dedicated to the financial well-being of our members. We offer a full range of financial services, from savings and checking accounts to loans and credit cards, all coupled with our exceptional service and genuine care for our members.

There are several ways to be eligible for membership. You can become a member if:

  • You live or work in Santa Clara County.
  • You are a relative of or reside with a current CommonWealth member.
  • You are an employee of a participating CommonWealth Member Company.

Joining CommonWealth is quick and easy! To open your membership:

If you need assistance or have any questions, please call our Member Service Department at (800) 564-1588, Monday through Thursday 9:00am to 5:00pm and Friday 9:00am to 6:00pm. You can also email us at


Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information identifying each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents.

All new accounts are verified through ChexSystems. Your credit report will also be reviewed.

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