REFERRAL PROGRAM

Refer your friends and family
and you'll each receive $100!*

We want to help your friends and family earn more!

We are always here for you and want to be there for the people you care about too. Refer your family, friends, co-workers, neighbors, or anyone you know to CommonWealth, and you will both receive $100* when they open a new Rewards Checking Account. Also, by opening a Rewards Checking Account your family and friends could earn 1.50% APY** on balances up to $20,000. The more you refer, the more money you can receive!

Opening their account is easy!

  • Why should your friends join us?

    We will always be near when you need us.
    Did you know that you can access your CommonWealth account for free at over 30,000 ATMs?

    We can be everything you need.
    Did you know that we offer many types of loans including Auto, Personal and Home Equity Lines of Credit that all have an easy application process? You can choose to apply at one of our branches with a Financial Services Representative or through our online application!

    We want your banking experience to be as convenient as possible.
    Have you signed up for Online and Mobile Banking? You can access your CommonWealth accounts anywhere, any time!

    We can take selfies together.
    Did you know you can deposit checks with your phone from anywhere with Mobile Deposit?

    We want you to have instant gratification.
    Did you know you can set up direct deposit with us?

    We can help keep you organized.
    Did you know that Online & Mobile Banking have a fully integrated online budgeting tool, that allows you to manage all of your finances in one place? You can:

    • Track your budgets
    • Monitor your spending
    • Categorize your transactions
    • And much more!
  • Rewards Checking

    Our Rewards Checking Account earns 1.50% APY1 on balances up to $20,000! All you have to do to earn these dividends is:

    • Make at least 15 transactions with your debit and/or Visa credit card each month
    • Have a monthly direct deposit or ACH deposit totaling at least $300
    • Receive eStatements2

    It’s that simple! And don’t worry, if you don’t meet all three requirements in any given month, you won’t be penalized, you just will not receive any dividends for that month. The rewards will pick right back up for you when you meet all the requirements again! If our Rewards Checking wasn’t already great enough, there’s more! There is no minimum balance required to earn dividends, you will save money with no monthly fees2, and you get to enjoy additional great benefits like:

    • Free Online & Mobile Banking
    • Free Bill Pay
    • 24-Hour Wealth Access Line 
    • And many others

    Are you ready to be rewarded? Open a new Rewards Checking Account today! Don't forget to use promo code SHARE100 to receive your $100.


    *Membership in CommonWealth is required. Offer applies to new checking accounts only.  Subject to $100 fee for closing checking account within 6 months. All new accounts will be verified by Chex Systems. Cash or non-cash gifts in excess of $10 are subject to IRS reporting on form 1099-INT. Offer is subject to cancellation without notice and cannot be combined with any other offer. Promotion code: SHARE100
    1APY=Annual Percentage Yield. Rate is variable and subject to change at any time. To qualify for the Rewards Checking APY, you must meet the following requirements by the end of each month: be enrolled in eStatements, have direct deposit or ACH deposit transactions totaling $300 or more per month, and have at least 15 debit and/or credit card transactions per month. All qualifying transactions must post to the account and the funds must be available by 3:00pm on the last day of each month. Note: Debit and credit card purchases can take up to 3 days to post and are dependent upon merchant processing times. If you do not meet the Rewards Checking account requirements, you will not receive the APY. Rewards Checking APY is up to a max balance of $20,000 and thereafter standard rate of 0.05% will apply. Membership in CommonWealth required. Limit one Rewards Checking account per member. All new accounts will be verified by ChexSystems. Members with an existing CommonWealth checking account may convert their current account into a Rewards Checking account. Offer is subject to cancellation without notice and cannot be combined with any other offer.
    2No monthly service charge for Rewards Checking. You must opt-in to eStatements to have the $2 monthly paper statement charge waived.

*Membership in CommonWealth required. Valid for new members and new checking only. Limit one new checking account per new member. Subject to $100 fee for closing account within 6 months. All new accounts will be verified by Chex Systems. Members with an existing CommonWealth checking account are not eligible. Cash or non-cash gifts in excess of $10 are subject to IRS reporting on form 1099-INT. Referral incentives totaling over $599.99 in a calendar year are subject to IRS reporting on form 1099-MISC. Offer is subject to cancellation without notice and cannot be combined with any other offer. Maximum 3 referrals per household.

**APY=Annual Percentage Yield. Rate is variable and subject to change at any time. To qualify for the Rewards Checking APY, you must meet the following requirements by the end of each month: be enrolled in eStatements, have direct deposit or ACH deposit transactions totaling $300 or more per month, and have at least 15 debit and/or credit card transactions per month. All qualifying transactions must post to the account and the funds must be available by 3:00pm on the last day of each month. Note: Debit and credit card purchases can take up to 3 days to post and are dependent upon merchant processing times. If you do not meet the Rewards Checking account requirements, you will not receive the APY. Rewards Checking APY is up to a max balance of $20,000 and thereafter standard rate of 0.05% will apply. Membership in CommonWealth required. Limit one Rewards Checking account per member. All new accounts will be verified by ChexSystems. Members with an existing CommonWealth checking account may convert their current account into a Rewards Checking account. Offer is subject to cancellation without notice and cannot be combined with any other offer.