RV & Recreational Vehicle Loans
Start Planning Your Next Adventure.
With CommonWealth Central Credit Union, we make it easy to afford the leisure and recreation you want out of life, offering low rates and competitive financing options for recreational vehicles that fit your quest for adventure.
Embrace your wild side with recreational vehicle loans built just for you:
- Borrow up to $150,000 for campers, trailers, fifth wheels, motorhomes, and other recreational vehicles made within 10 model years
- Flexible terms up to 180 months
- No up-front fees
- Zero prepayment penalties
- Quick and easy Online loan application
Recreational vehicle Loan Rates
Effective: November 1, 2026
New and Used Motorhomes, Trailers, Fifth Wheels | Loan Term | Annual Percentage Rate (APR)* | Monthly Payment Per $1,000 Borrowed Maximum Term |
|---|---|---|---|
Model years 2022-2026 | 24 - 36 months | 8.99% - 11.99% | $31.80 - $33.21 |
37 - 72 months | 8.99% - 11.99% | $18.02 - $19.54 | |
73 - 96 months | 8.99% - 11.99% | $14.65 - $16.25 | |
97 - 120 months | 8.99% - 11.99% | $12.66 - $14.34 | |
121 - 144 months | 8.99% - 11.99% | $11.37 - $13.13 | |
145 - 180 months | 8.99% - 11.99% | $10.14- $12.00 | |
Model years 2016-2021 | 24 - 36 months | 9.24% - 12.99% | $31.91 - $33.69 |
37 - 72 months | 9.24% - 12.99% | $18.14 - $20.07 | |
73 - 96 months | 9.24% - 12.99% | $14.78 - $16.80 | |
97 - 120 months | 9.24% - 12.99% | $12.80 - $14.93 | |
121 - 144 months | 9.24% - 12.99% | $11.52 - $13.74 | |
145-180 months | 9.24% - 12.99% | $10.29 - $12.65 |
Protect Your Vehicle
Explore Other Vehicle Loans
Boats & Personal Watercraft
Borrow up to $100,000 for vessels made within the last 10 model years.
Motorcycles
Borrow up to $50,000 for a motorcycle made within the last 8 model years. It must be titled and registered in California, and you must have a valid California motorcycle license.
New and Used Auto
Competitive rates. No payments for 90 days.* And, flexible car-buying terms that fit your lifestyle and budget.
*GAP Advantage is considered insurance coverage in some states.
Your purchase of GAP Advantage is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the credit union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.
Skipped or missed payments, late charges, refundable service warranty contracts, other insurance-related products, and interest charged after the date of loss will be deducted from the GAP settlement.
GAP Advantage provided by SWBC. © 2014. All rights reserved. Administered by Southwest Business Corporation (SWBC) License #2870.
**Your purchase of Wealth Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Wealth Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
© CUNA Mutual Group 2014, All Rights Reserved.
***Coverages vary and may not be available depending on the provider.
The purchase of MBI is voluntary and cannot be required as a condition of loan approval.
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