Checking Accounts

A checking account is a great place to start.

Your checking account is probably the hub of your everyday financial life. Whether you're looking for a simple checking account to pay the bills, manage your money, or earn rewards, we have a checking account to fit your lifestyle. 

A CommonWealth Central Credit Union checking account is convenient, secure, and easy to open. Check out what we have to offer!

REWARDS CHECKING

No minimum balance and no-fee checking account that REWARDS you 1.50% APY* on balances up to $20,000. Learn more

OPEN AN ACCOUNT

FREE CHECKING W/ ESTATEMENTS

All the benefits of a checking account without the big-bank fees. Learn more

OPEN AN ACCOUNT

PREMIUM CHECKING

Earn monthly dividends by maintaining an average daily balance of $600. Learn more

OPEN AN ACCOUNT

WEALTH CHECKING

Earn monthly dividends by maintaining an average daily balance of $2,500. Learn more

OPEN AN ACCOUNT

COMPARE CHECKING ACCOUNT FEATURES

Checking Account Benefits

 

ANYTIME
ATM ACCESS

CONVENIENCE
AND CONTROL

CONVENIENT
CHECK DEPOSIT

DIGITAL
WALLET

Most Popular Checking Account

FEATURES REWARDS CHECKING
Min. Balance Required None
Earns Dividends
Monthly Fee None
Paper Statement Fee $2
Overdraft Protection Up to $1,000


More About Rewards Checking
 

Rewards Checking Calculator

 
 

Your Earn Growth Over 5 Years

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Rewards Checking 1.50% % APY is up to a max balance of $20,000 and thereafter standard rate of 0.05% will apply. Click here for more details.

On The Go Banking

Access your CommonWealth Central Credit Union accounts at your convenience, whether you are on the go or simply relaxing at home.

Some of the many features include:

  • Check account balances and transaction history
  • Apply for a loan
  • Pay bills
  • Mobile deposit
  • Transfer funds
  • Find the nearest branch and ATMs
  • Budgeting tools that allow you to sync external accounts

 

Looking For More?

 

  • Top Checking FAQs

    How do I open a checking account?

    You can open an account by filling out our membership application.

    What do I need to open an account?

    You will need your Social Security Number​, a government-issued ID (i.e. State issued Driver's License/ ID, or Passport), proof of physical address (if the address on your government-issued ID is not current), a Debit/Credit card number to fund your new account, and $15 ($5 pays your one-time membership fee, and $10 will be deposited to your regular share/savings account).

    Do I need to be a member to open a checking account?

    You can open a checking account and apply to become a member at the same time.

    How do I transfer funds to my new account?

    It’s actually very easy to transfer money from another financial institution if they allow external transfers. To transfer funds from another financial institution, log into your account with that bank/credit union, select the option to transfer funds to another financial institution and enter CommonWealth’s routing number 321176794 and your account number

  • Smart money management
  • Other ways to save

Disclosures

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