Consumer Loan Rates

CommonWealth Central Credit Union offers a wide range of consumer loans at competitive rates. Whether you need a loan to buy a new or used vehicle, RV, boat, motorcycle, or just want the flexibility of a personal loan, we have a variety of options to meet your borrowing needs. Our quick and easy application process gets you that much closer to achieving your financial goals.

Let CommonWealth Central Credit Union help you take your money further, contact us for more information on our consumer loans, or apply today

Effective date: December 03, 2018

  • Auto Loan Rates
    Auto Loans Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
    $1,000 Borrowed Maximum Term
    New Auto Model years 2017-2018 w/less than 5,000 miles

     

    24 - 36 months

    2.99% - 13.74%

    $29.08 - $34.05

    37 - 60 months

    3.49% - 14.24%

    $18.19 - $23.39

    61 - 72 months

    3.99% - 14.74%

    $15.64 - $21.00

    73 - 84 months

    4.24% - 14.99%

    $13.78 - $19.29

    Used Auto
    Model years 2012-2018 w/more than 5,000 miles

    24 - 36 months

    3.24% - 13.99%

    $29.19 - $34.17

    37 - 60 months

    3.74% - 14.49%

    $18.30 - $23.52

    61 - 72 months

    4.24% - 14.99%

    $15.75 - $21.14

    73 - 84 months

    4.49% - 15.24%

    $13.90 - $19.43

    Model years 2003-2011

    24 - 36 months

    4.99% - 15.99%

    $29.97 - $35.15

    37 - 60 months

    5.49% - 16.49%

    $19.10 - $24.58

  • New and Used Motorhomes, Trailers, Fifth Wheels
    New and Used Motorhomes, Trailers, Fifth Wheels Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
    $1,000 Borrowed Maximum Term

    Model years 2017-2018

    24 - 36 months

    5.24% - 5.99%

    $30.08 - $30.42

    37 - 72 months

    5.49% - 6.49%

    $16.33 - $16.81

    73 - 96 months

    5.74% - 6.99%

    $13.02 - $13.63

    97 - 120 months

    6.24% - 7.49%

    $11.22 - $11.86

    121 - 144 months

    6.74% - 8.24%

    $10.15 - $10.96

    145 - 180 months

    7.24% - 8.74%

    $9.12 - $9.99

    Model years 2008-2018

    24 - 36 months

    6.24% - 6.99%

    $30.53 - $30.87

    37 - 72 months

    6.49% - 7.24%

    $16.81 - $17.16

    73 - 96 months

    6.74% - 7.49%

    $13.50 - $13.88

    97 - 120 months

    6.99% - 7.74%

    $11.61 - $12.00

    121 - 144 months

    7.24% - 7.99%

    $10.41 - $10.82

    145 - 180 months

    7.99% - 8.99%

    $9.55 - $10.14

  • New and Used Boats and Personal Watercraft
    New and Used Boats and Personal Watercraft Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
    $1,000 Borrowed Maximum Term

    Model years 2017-2018

    24 - 36 months

    4.49% - 14.99%

    $29.74 - $34.66

    37 - 48 months

    4.99% - 15.49%

    $23.02 - $28.08

    49 - 60 months

    4.99% - 15.49%

    $18.87 - $24.05

    61 - 72 months

    5.99% - 16.49%

    $16.57 - $21.96

    73 - 84 months

    6.49% - 16.99%

    $14.84 - $20.43

    Model years 2008-2016

    24 - 36 months

    5.24% - 15.74%

    $30.08 - $35.03

    37 - 48 months

    5.74% - 16.24%

    $23.37 - $28.46

    49 - 60 months

    5.74% - 16.24%

    $19.21 - $24.45

    61 - 72 months

    6.74% - 17.24%

    $16.92 - $22.38

    73 - 84 months

    7.24% - 17.74%

    $15.21 - $20.87

  • New and Used Motorcycle Loans
    New and Used Motorcycle Loans Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
    $1,000 Borrowed Maximum Term
    New Motorcycle Model years 2017-2018 with less than 500 miles

     

    24 - 36 months

    4.49% - 14.99%

    $29.74 - $34.66

    37 - 48 months

    4.99% - 15.49%

    $23.02 - $28.08

    49 - 60 months

    4.99% - 15.49%

    $18.87 - $24.05

    61 - 72 months

    5.99% - 16.49%

    $16.57 - $21.96

    73 - 84 months

    6.49% - 16.99%

    $14.84 - $20.43

    Used Motorcycle Model years 2010-2018 with more than 500 miles

     

    24 - 36 months

    4.74% - 15.24%

    $29.85 - $34.78

    37 - 48 months

    5.24% - 15.74%

    $23.14 - $28.21

    49 - 60 months

    5.24% - 15.74%

    $18.98 - $24.18

    61 - 72 months

    6.24% - 16.74%

    $16.69 - $22.10

  • Personal Loans
    Personal Loans Loan Term Annual Percentage
    Rate (APR)*
    Monthly Payment Per
    $1,000 Borrowed Maximum Term
     

    12 - 60 months

    9.75% - 22.75%

    $21.12 - $28.05

*The rate you receive will be based on certain creditworthiness factors and approximate repayment and may be higher than the rate shown above. Please ask us for the rate for which you qualify. All rates are subject to approximate loan term limits and certain restrictions may apply. Rates are subject to change without notice. Rates are for new loans only, refinance terms will differ. There are minimum loan amounts required for some loan terms. Contact us for minimum loan amounts by term, maximum loan amounts and loan-to-value requirements.

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