Consumer Loan Rates
CommonWealth Central Credit Union offers a wide range of consumer loans at competitive rates. Whether you need a loan to buy a new or used vehicle, RV, boat, motorcycle, or just want the flexibility of a personal loan, we have a variety of options to meet your borrowing needs. Our quick and easy application process gets you that much closer to achieving your financial goals.
- Auto Loan Rates
Auto Loans Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
$1,000 Borrowed Maximum TermNew Auto Model years 2022-2023
w/less than 5,000 miles24 - 36 months
6.00% - 16.75% $30.42 - $35.53 37 - 48 months
6.13% - 16.88% $23.54 - $28.79 49 - 60 months
6.38% - 17.13% $19.51% - $24.92 61 - 72 months
6.75% - 17.50% $16.93 - $22.53 73 - 84 months
7.00% - 17.75% $15.09 - $20.87 Used Auto Model years 2017-2023
w/more than 5,000 miles24 - 36 months
6.24% - 16.99% $30.53 - $35.65 37 - 48 months
6.38% - 17.13% $23.66 - $28.92 49 - 60 months
6.50% - 17.25% $19.57 - $24.99 61 - 72 months
6.99% - 17.74% $17.04 - $22.66 73 - 84 months
7.24% - 17.95% $15.21 - $21.01 Model years 2008-2016
24 - 36 months
6.84% - 17.95% $30.80 - $36.13 37 - 60 months
7.39% - 17.95% $19.99 - $25.37 - New and Used Motorhomes, Trailers, Fifth Wheels
New and Used Motorhomes, Trailers, Fifth Wheels Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
$1,000 Borrowed Maximum TermModel years 2022-2023 w/less than 5,000 miles
24 - 36 months
7.50% - 8.25%
$31.11 - $31.45 37 - 72 months
7.99% - 8.99% $17.53 - $18.02 73 - 96 months
8.00% - 9.25% $14.14 - $14.78 97 - 120 months
8.50% - 9.75% $12.40 - $13.08 121 - 144 months
8.99% - 10.74% $11.37 - $12.38 145 - 180 months
9.49% - 10.99% $10.44- $11.36 Model years 2013-2023 w/more than 5,000 miles
24 - 36 months
7.99% - 8.74% $31.33 - $31.68 37 - 72 months
8.24% - 8.99% $17.65 - $18.02 73 - 96 months
8.49% - 9.24% $14.39 - $14.78 97 - 120 months
8.74% - 9.49% $12.53 - $12.93 121 - 144 months
8.99% - 9.74% $11.37 - $11.80 145 - 180 months
9.74% - 10.74% $10.59 - $11.20 - New and Used Boats and Personal Watercraft
New and Used Boats and Personal Watercraft Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
$1,000 Borrowed Maximum TermModel years 2022-2023
24 - 36 months
6.24% - 16.74%
$30.53 - $35.52 37 - 48 months
6.74% - 17.24% $23.83 - $28.98 49 - 60 months
8.25% - 17.95% $19.68 - $25.26 61 - 72 months
9.25% - 17.95% $18.15 - $22.78 73 - 84 months
9.75% - 17.95% $16.47 - $20.99 Model years 2013-2021 24 - 36 months
6.99% - 17.49% $31.57 - $36.66 37 - 48 months
7.49% - 17.95% $24.89 - $30.16 49 - 60 months
7.49% - 17.95% $20.76 - $26.22 61 - 72 months
8.49% - 17.95% $18.53 - $24.24 73 - 84 months
8.99% - 17.95% $16.86 - $22.81 - New and Used Motorcycle Loans
New and Used Motorcycle Loans Loan Term Annual Percentage Rate (APR)* Monthly Payment Per
$1,000 Borrowed Maximum TermNew Motorcycle Model years 2022-2023 with less than 500 miles 24 - 36 months
5.99% - 16.49%
$30.42 - $35.40 37 - 48 months
6.49% - 16.99% $23.71 - $28.85 49 - 60 months
6.49% - 16.99% $19.56 - $24.85 61 - 72 months
7.49% - 17.95% $17.29 - $22.78 73 - 84 months 7.99% - 17.95% $15.58 - $20.99 Used Motorcycle Model years 2015-2023 with more than 500 miles 24 - 36 months
6.24% - 16.74%
$30.53 - $35.52 37 - 48 months
6.74% - 17.24% $23.83 - $28.98 49 - 60 months
6.74% - 17.24% $19.68 - $24.98 61 - 72 months
7.74% - 17.95% $17.41 - $22.78 - Personal Loans
Personal Loans Loan Term Annual Percentage
Rate (APR)*Monthly Payment Per
$1,000 Borrowed Maximum Term6 - 60 months
10.99% - 23.99%
$21.74 - $28.76
*The rate you receive will be based on certain creditworthiness factors and approximate repayment and may be higher than the rate shown above. Please ask us for the rate for which you qualify. All rates are subject to approximate loan term limits and certain restrictions may apply. Rates are subject to change without notice. Rates are for new loans only, refinance terms will differ. There are minimum loan amounts required for some loan terms. Contact us for minimum loan amounts by term, maximum loan amounts and loan-to-value requirements.
