Mortgage Loans


Buying A Home

Buying a house is one of the biggest financial decisions you will make in your life, and CommonWealth is here to help you finance your purchase wisely. We have partnered with Member First Mortgage to provide you with the best mortgage products available along with the same quality service you have come to expect from CommonWealth.

Current Mortgage Rates

Effective: 07/01/2020

Term Rate APR*
30 Year Fixed 3.250% 3.281%
3/1 ARM



5/5 ARM



Refinancing Your Home

With interest rates at historic lows, now may be the right time to think about refinancing your home. Refinancing your mortgage is a great way to potentially lower your interest rate and monthly mortgage payment. With a refinance, you may be able to pay off your mortgage sooner, pull cash out of your house for a major remodel, or switch from an adjustable rate loan to a fixed rate.

Take Advantage Of:

  • Great rates and terms
  • Low fees
  • Conforming, and Jumbo loans
  • Fixed and adjustable-rate mortgages
  • No application fees
  • Easy step-by-step application 24/7
  • Instant pre-qualifications
  • No pre-payment penalties

Our convenient application process allows you to apply online, over the phone or in person and our quick approval and turnaround time will get you in the home of your dreams in no time.


*APR = Annual Percentage Rate. Advertised rates are effective as of 06/01/2020 and are for Conforming Mortgage Loans up to $510,400. Contact a Mortgage Consultant for current rates. Your actual interest rate will be determined at the time an interest rate lock is completed. Programs, rates, terms and conditions are subject to change without notice. All loans are subject to approval and additional restrictions may apply. Mortgage loan services provided by Member First Mortgage LLC (NMLS ID #149532) Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CommonWealth Central Credit Union (NMLS ID #458544).