Visa Credit Cards

Are you looking for a new credit card? At CommonWealth, we have a credit card that fits your lifestyle, whether you're looking for instant discounts, cash rewards, or just trying to build your credit. This is why we offer THREE personal Visa Platinum credit cards. The options include a Passport Visa Platinum, Cash Back Visa Platinum, and a Visa Platinum Secured. With our easy online credit card application, you can apply for a credit card in the convenience of your own home.

Passport Visa Platinum

Best For: Those who have a low purchase volume but still want to reap discounts.

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Cash Back Platinum Visa

Best For: Those who have a large number of purchases each month.

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Visa Platinum Secured

Best For: Those who are just getting started or trying to get back on track.

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Business Visa Platinum

Only For: Those who are sole proprietors. 

  • No Annual Fee
  • Rates as low as 14.90% APR*
  • Credit limits: $500 - $25,000
  • All Credit Card Features

    All of our CommonWealth Visa credit cards feature:

  • How do i use Digital Wallets


    As mobile device payments are quickly becoming more popular with retailers, and online shopping is becoming more common than ever before, we want to make sure our members have access to the latest technology and convenience out there. We are excited to announce that you can now add your CommonWealth Debit and Credit Cards to your Digital Wallets, allowing you to quickly and securely pay for purchases directly from your mobile device using Apple Pay®, Google Pay™, or Samsung Pay®. CommonWealth Debit Cards, Passport Visa Platinum Credit Cards and Cash Back Visa Platinum Credit Cards are all eligible!

    Click here to start adding your cards.

  • Credit Card Rates

    Effective May 5, 2023


    Credit Cards APR for Purchases APR for Balances APR for Cash Advances Rate Type
    Passport Visa Platinum

    14.90% - 27.90%

    14.90% - 27.90%

    14.90% - 27.90%


    Cash Back Visa Platinum 14.90% - 27.90% 14.90% - 27.90% 14.90% - 27.90% Variable
    Visa Secured





    Click here to see our full Credit Card Disclosures.

    *APR = Annual Percentage Rate

  • Credit Card FAQ

    Frequently Asked Questions

    1. How long does it take to get my credit card once I apply?
      It will take approximately 5-7 business days for processing
    2. Can I add my CommonWealth credit card to my digital wallets?
      Yes, you can add your CommonWealth credit card to Apple Pay, Google Pay, and Samsung Pay. To learn more, visit our Digital Wallet page.
    3. What transactions qualify for my Cash Back Visa?
      All purchases qualify for the 1% Cash Back rewards. Cash advances do not qualify for the rewards.
    4. When will I receive my cash back rewards?
      Rewards earned will be deposited into your Regular Shares account at the beginning of the following month.
    5. What happens to my rewards if my credit card is closed?
      If you remain a member, any rewards you have earned on your VISA Platinum will still go into your savings account.
    6. How do I report a lost or stolen card?
      To report a lost or stolen card, call 800-564-1588
    7. What are the participating restaurants and retail stores for the Passport Visa?
      To view the participating restaurants and stores register at Passport Lifestyle and/or download the Passport Mobile in the App Store.
    8. Where are the funds held for the Platinum Secured Visa?
      The funds are held in your Regular Shares account. 

*APR = Annual Percentage Rate. The rate you receive will be based on certain credit-worthiness factors and the APR will vary with the market based on prime rate. Please ask us for the rate for which you qualify. Rates and terms are subject to change without notice and all loans subject to credit approval.

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