Savings (Share) & Money Market Accounts
Account	Minimum Balance	Minimum Balance To Earn The APY	Dividend Rate	Annual Percentage Yield (APY)	Dividends Paid
Regular Share	$10.00*	$100	0.10%	0.10%	Monthly
		$500	0.15%	0.15%	Monthly
		$2,500	0.20%	0.20%	Monthly
Wealth Management Savings/ Wealth Management IRA	$2,500**	$2,500	1.00%	1.00%	Monthly
		$10,000	1.49%	1.50%	Monthly
		$50,000	1.98%	2.00%	Monthly
		$100,000	2.47%	2.50%	Monthly
Money Management***	$2,500	$2,500	1.09%	1.10%	Monthly
		$10,000	1.49%	1.50%	Monthly
		$25,000	1.59%	1.60%	Monthly
		$50,000	2.47%	2.50%	Monthly
		$100,000	2.72%	2.75%	Monthly
		$250,000	2.81%	2.85%	Monthly
Youth Share	$5.00	$5.00	0.30%	0.30%	Monthly
Holiday Club	$1.00	$1.00	0.30%	0.30%	Monthly
Savings Accounts are variable rate accounts that use simple interest on a daily basis, which applies the daily periodic rate to the balance in the account each day. *If at any time your Regular Share Account balance is below $100 and you have no other active loan or share accounts on your membership, your account will be assessed a below minimum balance fee. If your Regular Share Account balance reaches $0, the account will be closed. **If at any time your Wealth Management Account balance goes below $2,500, your dividend rate will become 0.50% with a 0.50% APY.  Dividends will continue to be paid monthly.  You are required to have a checking account with CommonWealth in order to open a Wealth Management Account. ***You can make up to six (6) withdrawals or transfers to another credit union account and up to three (3) of the six (6) transfers may be by check per month. If at any time your Money Management Account balance goes below $2,500, your dividend rate will become 0.50% with a 0.50% APY.  Dividends will continue to be paid monthly.

 

Checking/Share Draft Accounts
Account	Minimum Balance	Minimum Balance To Earn The APY	Dividend Rate	Annual Percentage Yield (APY)	Dividends Paid
Free Checking	$0	$0	0.00%	0.00%	None
Premium Checking	$0	$0.01	0.25%	0.25%	Monthly
Business Checking	$0	$0	0.00%	0.00%	None
Wealth Checking	$2,500	$2,500	0.25%	0.25%	Monthly
	$10,000	$10,000	0.50%	0.50%	Monthly
	$50,000	$50,000	0.75%	0.75%	Monthly
	$100,000	$100,000	1.49%	1.50%	Monthly
Checking Accounts are variable rate accounts that use simple interest on a daily basis, which applies the daily periodic rate to the balance in the account each day.

All rates are subject to additional terms and conditions and may change without notice. Call (800) 564-1588 for current rates, terms and other information.